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Why You Should Lend with Us
High-yield opportunities in Thailand's growing real estate market.
Secured by tangible real estate assets: Emphasis on registered mortgages and rigorous due diligence.
Diversification of investment portfolio.
Access to qualified borrowers.
Expert due diligence and legal oversight.
Transparent process and regular reporting (via Escrow)
01
Initial Consultation & Goal Setting:
Discuss investment objectives, risk appetite, and desired returns.
02
Opportunity Matching:
G. Plus identifies pre-vetted borrowers/properties aligning with lender criteria.
03
Comprehensive Due Diligence:
Detailed assessment of property, borrower's financial health, and legal status.
04
Loan Agreement & Escrow Setup:
Draft final loan and mortgage agreements; set up Krungsri Escrow Account.
05
Funding & Mortgage Registration:
Lender transfers funds to Escrow; mortgage is registered at Land Department.
06
Disbursement & Safekeeping:
Funds released to borrower; original title deed and mortgage agreement secured by Krungsri Safekeeping Agent.
07
Ongoing Management & Repayment Monitoring:
G. Plus facilitates communication and tracks repayments.
How it Works (Step-by-Step Process for Lenders):
Our Loan Types
Bridge Loans
Construction Loans
Property Acquisition Loans
Refinancing Options
Short-term Business Loans against Property
At G. Plus Properties, we partner with discerning individuals and entities seeking secure, high-yield opportunities in the Thai real estate market. Our lending partners play a crucial role in facilitating flexible financing solutions while benefiting from robust collateral and transparent processes.
General guidelines for becoming a lending partner
Investor Type:
-
Individuals (both Thai and international) looking to diversify their portfolio with asset-backed investments.
-
Corporate Investors (both Thai and international) seeking stable returns from real estate-backed debt.
-
Family Offices and high-net-worth individuals interested in direct, secured lending opportunities.
Minimum Investment Amount:
-
Typically, a minimum investment threshold is established to ensure the viability and efficiency of the lending process. Please contact us directly for our current minimum investment amount, as this can vary based on market conditions and specific project requirements.
Source of Funds:
-
All funds must be verifiable and originate from legitimate sources, in compliance with Thai Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) regulations.
-
For international lenders, funds should be transferred through official banking channels and adhere to all relevant foreign exchange control regulations in Thailand.
Understanding of Risk:
-
Lending partners should have a clear understanding that while our loans are secured by real estate collateral, all investments carry inherent risks. We provide comprehensive due diligence, but the lender should be prepared to review and accept the specific risks associated with each loan opportunity.
Legal Compliance:
-
Lenders must be willing to comply with all Thai legal requirements for private lending, including the execution of formal loan and mortgage agreements, and the utilization of secure services like Escrow and Safekeeping through a licensed Thai bank (e.g., Krungsri Bank).
Next Step: To discuss your specific lending objectives and our current opportunities,
please connect with our lending team for a personalized assessment.
Lender Eligibility
-
What documents do I need to prepare for a loan application?Generally, you will need to provide documents related to: Your identity: Thai ID card, house registration (for individuals); Company registration certificate, shareholder list, director's IDs (for corporates). The property: Original land title deed (Chanote) or certified copies, property appraisal report (if available), land plot plan, building permits, and any other relevant property documents. Financial standing: Proof of income, bank statements, financial statements (for corporates), and details of existing debts. Our team will provide you with a comprehensive checklist tailored to your specific situation.
-
Can I repay the loan early? Are there any penalties?The possibility of early repayment and any associated penalties (prepayment fees) will be clearly stipulated in your loan agreement. These terms are typically negotiated between the borrower and the lender at the outset.
-
What role does G. Plus Properties play in my loan application process?G. Plus Properties acts as your dedicated facilitator and coordinator throughout the entire private lending process. Our role includes: Assessing your financing needs and property details. Conducting preliminary valuation and due diligence on your collateral. Matching you with suitable private lending partners. Assisting with the drafting and negotiation of loan and mortgage agreements. Coordinating with Krungsri Bank for the secure Escrow Account and Safekeeping services. Guiding you through the mortgage registration process at the Land Department. Providing ongoing support during the repayment period.
-
What is the loan-to-value (LTV) ratio you typically offer?The typical Loan-to-Value (LTV) ratio we offer varies based on the property type, its location, market conditions, and the borrower's profile. We assess each case individually to determine a suitable LTV that balances the needs of the borrower with the security requirements of our lending partners.
-
What if I have a poor credit history with traditional banks?Private lenders often have more flexible criteria compared to traditional banks, focusing more heavily on the value and quality of the real estate collateral and the borrower's overall financial capacity, rather than just traditional credit scores. We assess each application individually, seeking solutions that fit unique circumstances.
-
What are the typical interest rates for private real estate loans?The interest rates for private real estate loans in Thailand are competitive and are determined by various factors such as the loan amount, the loan-to-value (LTV) ratio, the loan term, the specific type and location of the collateral property, and the borrower's credit profile. While generally higher than traditional bank loans due to faster processing and more flexible terms, all interest rates offered by G. Plus Properties comply with the maximum legal rate of 15% per annum for private loans in Thailand.
-
Are there any upfront fees or charges for the loan application?Yes, there are typically fees involved in the private lending process. These may include a brokerage/service fee for G. Plus Properties, and fees associated with the bank's Escrow and Safekeeping services, as well as third-party costs like property appraisal fees and legal fees for drafting and reviewing agreements and mortgage registration. All fees will be clearly outlined in your customized loan proposal and agreement before you commit.
-
How does the Escrow Account ensure the loan disbursement is secure?The Escrow Account, provided by Krungsri Bank (a licensed Escrow Agent), ensures a secure and transparent loan disbursement process. Once the lender deposits funds into this Escrow Account, the funds are held neutrally by Krungsri Bank. The loan amount is only released to you (the borrower) after all pre-defined conditions are met, specifically after the mortgage has been successfully registered at the Land Department and the original title deed/mortgage agreement are securely held by Krungsri Bank's Safekeeping Agent. This protects both parties by ensuring the collateral is legally secured before funds are released.
-
What types of collateral do you accept for private real estate loans?We primarily accept registered mortgages (จำนอง) on various types of real estate in Thailand as collateral. This includes: Land with clear title deeds (Chanote is preferred). Residential properties (houses, villas, condominiums). Commercial properties (shophouses, office buildings, hotels). Development projects (with clear project documentation and permits). All collateral properties undergo a thorough valuation and legal due diligence process.
-
How long does the approval and disbursement process typically take?One of the key advantages of private lending is speed. The approval and disbursement process is typically much faster than with traditional banks. While the exact timeline depends on the completeness of your documentation and the complexity of the due diligence, it can often range from a few weeks to a month once all necessary information and agreements are in place. We prioritize efficient and transparent processing.
-
What is the role of G. Plus Properties in managing the loan?Sourcing and vetting lending opportunities and borrowers. Conducting preliminary due diligence on properties and borrowers. Assisting in the drafting of loan and mortgage agreements. Coordinating with Krungsri Bank for Escrow and Safekeeping services. Facilitating the loan disbursement process. Potentially assisting with repayment monitoring and communication between parties (as per agreed service terms).
-
How does the Escrow Account work to secure my funds?The Escrow Account, provided by Krungsri Bank (a licensed Escrow Agent), acts as a neutral third party to hold your loan funds. You (the lender) transfer the loan amount into this Escrow Account. Funds are only released to the borrower once all pre-defined conditions are met, most critically, after the mortgage has been successfully registered at the Land Department and the original title deed/mortgage agreement are secured by the bank's Safekeeping service. This process ensures that your funds are protected and only disbursed once the collateral is legally secured.
-
What are the fees involved for the lender?Fees typically include a portion of the bank's Escrow and Safekeeping service fees, and potentially a service fee or commission for G. Plus Properties' facilitation and coordination. The exact fee structure will be clearly outlined in your personalized fee proposal and agreement before any commitment is made. We prioritize transparency in all financial arrangements.
-
What are the key legal considerations for foreign lenders in Thailand?Foreigners can legally be mortgagees (ผู้รับจำนอง) in Thailand, as this grants a security interest, not direct ownership of the land. All loan and mortgage agreements must be in Thai language and comply with the Thai Civil and Commercial Code. Interest rates must adhere to the maximum legal rate of 15% per annum for private loans. Foreign exchange control regulations apply to funds transferred into Thailand, including reporting requirements for amounts over USD 50,000 and repatriation/conversion rules for amounts over USD 1 million. Income generated from interest is subject to Thai income tax. We strongly recommend all lenders seek independent legal counsel in Thailand to review all agreements and processes.
-
How is my investment secured in a private real estate loan?Your investment is primarily secured by a registered mortgage (จำนอง) on a tangible real estate asset (land, house, condo, commercial property) in Thailand. The mortgage is registered with the Land Department, giving you a legal claim over the property as collateral. We conduct rigorous due diligence on all properties and borrowers to assess their suitability as collateral.
-
What happens to the original land title deed and mortgage agreement?After the mortgage is successfully registered at the Land Department, the original land title deed (โฉนด) with the mortgage endorsement and the original Mortgage Agreement (หนังสือสัญญาจำนอง) are held securely by Krungsri Bank, acting as the Safekeeping Agent. This ensures the safekeeping and integrity of your crucial collateral documents throughout the mortgage period.
-
What are the typical returns I can expect from private real estate lending in Thailand?Returns for private real estate lending in Thailand typically vary based on the specific project, risk profile of the borrower, loan duration, and market conditions. While we do not offer guaranteed returns, our aim is to connect lenders with opportunities that provide attractive interest rates, generally higher than traditional bank deposit rates. We will provide detailed financial projections for each specific lending opportunity.
-
What happens in case of borrower default?In the event of a borrower default on the loan agreement, G. Plus Properties can assist in coordinating the necessary legal steps. As the mortgage is registered, you, the lender, have the legal right to foreclose on the mortgage (บังคับจำนอง). This involves initiating legal proceedings to have the mortgaged property sold by public auction (ขายทอดตลาด) through the Legal Execution Department (กรมบังคับคดี). The proceeds from the auction are then used to repay the outstanding loan amount, interest, and any associated legal fees. The lender does not directly take ownership of the property through this process but recovers funds from its sale.
-
What legal documents will I receive?You’ll receive: The Promissory Note The Mortgage Copy (original filed with Land Department) Hazard Insurance Certificate with you named as mortgagee These ensure your investment is enforceable, secured, and legally protected in Thailand.
-
What is the minimum investment amount?What is the minimum investment amount?
-
Why do FAQs matter?FAQs are a great way to help site visitors find quick answers to common questions about your business and create a better navigation experience.
-
Is this a long-term investment?No. Most loans are tied to specific projects ranging from 3 to 12 months. You may choose the term that fits your strategy. We offer both short-term (3–6 months) and longer-term (12+ months) options.
-
What happens if G Plus Property Solutions cannot pay?We’ve never missed a lender payment. But if issues arise: We may restructure the loan (e.g., extend term, add arrears to principal) You may take ownership of the collateral property You may foreclose, and recoup full principal + interest + fees We aim for win-win outcomes and offer full transparency and support.
-
Who borrows at high interest rates and why?Real estate investors like us do. For us, speed matters more than cost. Accessing fast capital lets us secure property deals quickly—something traditional bank processes can’t do in time. That’s why we’re willing to pay a premium for reliable, fast funding.
-
What if I need to liquidate early?We require a 90-day written notice to replace your capital. There’s no penalty, and in some cases, we’ve liquidated in as little as two weeks. However, private lending is best suited for those who don’t need immediate liquidity.
-
What is an FAQ section?An FAQ section can be used to quickly answer common questions about your business like "Where do you ship to?", "What are your opening hours?", or "How can I book a service?".
-
Is my investment really secure?Yes. Every loan is secured by a first or second mortgage on Thai property, with low LTV ratios (30–75%). You also receive: Original Promissory Note Copy of the Mortgage Insurance Endorsement naming you as the mortgagee We invest our own capital alongside yours, so your interests are fully aligned with ours.
-
How do I receive my returns?You can choose between: Monthly or Quarterly Interest Payments, or One-time Lump Sum (Principal + Interest) at the end of the loan term Most of our investors prefer the lump-sum option for simplified accounting and stronger compounded returns.
-
Where can I add my FAQs?FAQs can be added to any page on your site or to your Wix mobile app, giving access to members on the go.
-
How do I add a new question & answer?To add a new FAQ follow these steps: 1. Manage FAQs from your site dashboard or in the Editor 2. Add a new question & answer 3. Assign your FAQ to a category 4. Save and publish. You can always come back and edit your FAQs.
-
How do I edit or remove the 'Frequently Asked Questions' title?You can edit the title from the FAQ 'Settings' tab in the Editor. To remove the title from your mobile app go to the 'Site & App' tab in your Owner's app and customize.
-
Can I insert an image, video, or GIF in my FAQ?Yes. To add media follow these steps: 1. Manage FAQs from your site dashboard or in the Editor 2. Create a new FAQ or edit an existing one 3. From the answer text box click on the video, image or GIF icon 4. Add media from your library and save.
Access Flexible Real Estate Financing in Thailand
Tailored private lending solutions for your
property needs, designed for speed and flexibility.
Faster approval and disbursement than traditional banks.
Flexible terms and customized loan structures.
Solutions for various property types (residential, commercial, land, development projects).
Experienced support through the entire process, from application to repayment.ualified borrowers.
Loans secured by real estate assets as collateral.
Transparent process with clear terms.
Why Borrow from Us
Initial Application & Needs Assessment:
Submit property details and financial requirements.
01
Property Valuation & Due Diligence:
G. Plus assesses the collateral and borrower's profile.
02
Loan Offer & Agreement Drafting: Receive a customized loan proposal; review and finalize agreements.
03
Escrow Account Setup & Funding: Krungsri Escrow Account established; lender deposits funds.
04
Legal Finalization & Fund Disbursement:
Mortgage registered; funds released from Escrow (after G. Plus's fees deducted as per agreement).
05
Repayment Schedule & Support: Begin repayments; ongoing support from G. Plus.
06
Borrowing Process: Step-by-Step Guide for Borrowers
Our Loan Types
Bridge Loans
Construction Loans
Property Acquisition Loans
Refinancing Options
Short-term Business Loans against Property
Borrower Eligibility
Content: General guidelines (e.g., property ownership, typical loan-to-value ratio, financial health indicators).
-
What documents do I need to prepare for a loan application?Generally, you will need to provide documents related to: Your identity: Thai ID card, house registration (for individuals); Company registration certificate, shareholder list, director's IDs (for corporates). The property: Original land title deed (Chanote) or certified copies, property appraisal report (if available), land plot plan, building permits, and any other relevant property documents. Financial standing: Proof of income, bank statements, financial statements (for corporates), and details of existing debts. Our team will provide you with a comprehensive checklist tailored to your specific situation.
-
Can I repay the loan early? Are there any penalties?The possibility of early repayment and any associated penalties (prepayment fees) will be clearly stipulated in your loan agreement. These terms are typically negotiated between the borrower and the lender at the outset.
-
What role does G. Plus Properties play in my loan application process?G. Plus Properties acts as your dedicated facilitator and coordinator throughout the entire private lending process. Our role includes: Assessing your financing needs and property details. Conducting preliminary valuation and due diligence on your collateral. Matching you with suitable private lending partners. Assisting with the drafting and negotiation of loan and mortgage agreements. Coordinating with Krungsri Bank for the secure Escrow Account and Safekeeping services. Guiding you through the mortgage registration process at the Land Department. Providing ongoing support during the repayment period.
-
What is the loan-to-value (LTV) ratio you typically offer?The typical Loan-to-Value (LTV) ratio we offer varies based on the property type, its location, market conditions, and the borrower's profile. We assess each case individually to determine a suitable LTV that balances the needs of the borrower with the security requirements of our lending partners.
-
What if I have a poor credit history with traditional banks?Private lenders often have more flexible criteria compared to traditional banks, focusing more heavily on the value and quality of the real estate collateral and the borrower's overall financial capacity, rather than just traditional credit scores. We assess each application individually, seeking solutions that fit unique circumstances.
-
What are the typical interest rates for private real estate loans?The interest rates for private real estate loans in Thailand are competitive and are determined by various factors such as the loan amount, the loan-to-value (LTV) ratio, the loan term, the specific type and location of the collateral property, and the borrower's credit profile. While generally higher than traditional bank loans due to faster processing and more flexible terms, all interest rates offered by G. Plus Properties comply with the maximum legal rate of 15% per annum for private loans in Thailand.
-
Are there any upfront fees or charges for the loan application?Yes, there are typically fees involved in the private lending process. These may include a brokerage/service fee for G. Plus Properties, and fees associated with the bank's Escrow and Safekeeping services, as well as third-party costs like property appraisal fees and legal fees for drafting and reviewing agreements and mortgage registration. All fees will be clearly outlined in your customized loan proposal and agreement before you commit.
-
How does the Escrow Account ensure the loan disbursement is secure?The Escrow Account, provided by Krungsri Bank (a licensed Escrow Agent), ensures a secure and transparent loan disbursement process. Once the lender deposits funds into this Escrow Account, the funds are held neutrally by Krungsri Bank. The loan amount is only released to you (the borrower) after all pre-defined conditions are met, specifically after the mortgage has been successfully registered at the Land Department and the original title deed/mortgage agreement are securely held by Krungsri Bank's Safekeeping Agent. This protects both parties by ensuring the collateral is legally secured before funds are released.
-
What types of collateral do you accept for private real estate loans?We primarily accept registered mortgages (จำนอง) on various types of real estate in Thailand as collateral. This includes: Land with clear title deeds (Chanote is preferred). Residential properties (houses, villas, condominiums). Commercial properties (shophouses, office buildings, hotels). Development projects (with clear project documentation and permits). All collateral properties undergo a thorough valuation and legal due diligence process.
-
How long does the approval and disbursement process typically take?One of the key advantages of private lending is speed. The approval and disbursement process is typically much faster than with traditional banks. While the exact timeline depends on the completeness of your documentation and the complexity of the due diligence, it can often range from a few weeks to a month once all necessary information and agreements are in place. We prioritize efficient and transparent processing.
-
What is the role of G. Plus Properties in managing the loan?Sourcing and vetting lending opportunities and borrowers. Conducting preliminary due diligence on properties and borrowers. Assisting in the drafting of loan and mortgage agreements. Coordinating with Krungsri Bank for Escrow and Safekeeping services. Facilitating the loan disbursement process. Potentially assisting with repayment monitoring and communication between parties (as per agreed service terms).
-
How does the Escrow Account work to secure my funds?The Escrow Account, provided by Krungsri Bank (a licensed Escrow Agent), acts as a neutral third party to hold your loan funds. You (the lender) transfer the loan amount into this Escrow Account. Funds are only released to the borrower once all pre-defined conditions are met, most critically, after the mortgage has been successfully registered at the Land Department and the original title deed/mortgage agreement are secured by the bank's Safekeeping service. This process ensures that your funds are protected and only disbursed once the collateral is legally secured.
-
What are the fees involved for the lender?Fees typically include a portion of the bank's Escrow and Safekeeping service fees, and potentially a service fee or commission for G. Plus Properties' facilitation and coordination. The exact fee structure will be clearly outlined in your personalized fee proposal and agreement before any commitment is made. We prioritize transparency in all financial arrangements.
-
What are the key legal considerations for foreign lenders in Thailand?Foreigners can legally be mortgagees (ผู้รับจำนอง) in Thailand, as this grants a security interest, not direct ownership of the land. All loan and mortgage agreements must be in Thai language and comply with the Thai Civil and Commercial Code. Interest rates must adhere to the maximum legal rate of 15% per annum for private loans. Foreign exchange control regulations apply to funds transferred into Thailand, including reporting requirements for amounts over USD 50,000 and repatriation/conversion rules for amounts over USD 1 million. Income generated from interest is subject to Thai income tax. We strongly recommend all lenders seek independent legal counsel in Thailand to review all agreements and processes.
-
How is my investment secured in a private real estate loan?Your investment is primarily secured by a registered mortgage (จำนอง) on a tangible real estate asset (land, house, condo, commercial property) in Thailand. The mortgage is registered with the Land Department, giving you a legal claim over the property as collateral. We conduct rigorous due diligence on all properties and borrowers to assess their suitability as collateral.
-
What happens to the original land title deed and mortgage agreement?After the mortgage is successfully registered at the Land Department, the original land title deed (โฉนด) with the mortgage endorsement and the original Mortgage Agreement (หนังสือสัญญาจำนอง) are held securely by Krungsri Bank, acting as the Safekeeping Agent. This ensures the safekeeping and integrity of your crucial collateral documents throughout the mortgage period.
-
What are the typical returns I can expect from private real estate lending in Thailand?Returns for private real estate lending in Thailand typically vary based on the specific project, risk profile of the borrower, loan duration, and market conditions. While we do not offer guaranteed returns, our aim is to connect lenders with opportunities that provide attractive interest rates, generally higher than traditional bank deposit rates. We will provide detailed financial projections for each specific lending opportunity.
-
What happens in case of borrower default?In the event of a borrower default on the loan agreement, G. Plus Properties can assist in coordinating the necessary legal steps. As the mortgage is registered, you, the lender, have the legal right to foreclose on the mortgage (บังคับจำนอง). This involves initiating legal proceedings to have the mortgaged property sold by public auction (ขายทอดตลาด) through the Legal Execution Department (กรมบังคับคดี). The proceeds from the auction are then used to repay the outstanding loan amount, interest, and any associated legal fees. The lender does not directly take ownership of the property through this process but recovers funds from its sale.
-
What legal documents will I receive?You’ll receive: The Promissory Note The Mortgage Copy (original filed with Land Department) Hazard Insurance Certificate with you named as mortgagee These ensure your investment is enforceable, secured, and legally protected in Thailand.
-
What is the minimum investment amount?What is the minimum investment amount?
-
Why do FAQs matter?FAQs are a great way to help site visitors find quick answers to common questions about your business and create a better navigation experience.
-
Is this a long-term investment?No. Most loans are tied to specific projects ranging from 3 to 12 months. You may choose the term that fits your strategy. We offer both short-term (3–6 months) and longer-term (12+ months) options.
-
What happens if G Plus Property Solutions cannot pay?We’ve never missed a lender payment. But if issues arise: We may restructure the loan (e.g., extend term, add arrears to principal) You may take ownership of the collateral property You may foreclose, and recoup full principal + interest + fees We aim for win-win outcomes and offer full transparency and support.
-
Who borrows at high interest rates and why?Real estate investors like us do. For us, speed matters more than cost. Accessing fast capital lets us secure property deals quickly—something traditional bank processes can’t do in time. That’s why we’re willing to pay a premium for reliable, fast funding.
-
What if I need to liquidate early?We require a 90-day written notice to replace your capital. There’s no penalty, and in some cases, we’ve liquidated in as little as two weeks. However, private lending is best suited for those who don’t need immediate liquidity.
-
What is an FAQ section?An FAQ section can be used to quickly answer common questions about your business like "Where do you ship to?", "What are your opening hours?", or "How can I book a service?".
-
Is my investment really secure?Yes. Every loan is secured by a first or second mortgage on Thai property, with low LTV ratios (30–75%). You also receive: Original Promissory Note Copy of the Mortgage Insurance Endorsement naming you as the mortgagee We invest our own capital alongside yours, so your interests are fully aligned with ours.
-
How do I receive my returns?You can choose between: Monthly or Quarterly Interest Payments, or One-time Lump Sum (Principal + Interest) at the end of the loan term Most of our investors prefer the lump-sum option for simplified accounting and stronger compounded returns.
-
Where can I add my FAQs?FAQs can be added to any page on your site or to your Wix mobile app, giving access to members on the go.
-
How do I add a new question & answer?To add a new FAQ follow these steps: 1. Manage FAQs from your site dashboard or in the Editor 2. Add a new question & answer 3. Assign your FAQ to a category 4. Save and publish. You can always come back and edit your FAQs.
-
How do I edit or remove the 'Frequently Asked Questions' title?You can edit the title from the FAQ 'Settings' tab in the Editor. To remove the title from your mobile app go to the 'Site & App' tab in your Owner's app and customize.
-
Can I insert an image, video, or GIF in my FAQ?Yes. To add media follow these steps: 1. Manage FAQs from your site dashboard or in the Editor 2. Create a new FAQ or edit an existing one 3. From the answer text box click on the video, image or GIF icon 4. Add media from your library and save.
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