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Build-Operate-Transfer (BOT)

A financing model where a developer builds infrastructure, operates it for a set period, then transfers it to the government or owner.

by Sukhumalin  July 11, 2025

Equity

The value of an owner’s interest in a property, calculated as property value minus debts.

by Sukhumalin  July 11, 2025

Debt Service

The cash required to cover the repayment of interest and principal on a loan.

by Sukhumalin  July 11, 2025

Loan Term

The length of time over which a loan is scheduled to be repaid.

by Sukhumalin  July 11, 2025

Principal Balance

The outstanding amount of a loan excluding interest.

by Sukhumalin  July 11, 2025

Adjustable-Rate Mortgage (ARM)

A mortgage with an interest rate that can change over time based on market conditions.

by Sukhumalin  July 11, 2025

Fixed-Rate Mortgage

A mortgage with an interest rate that remains constant for the entire loan term.

by Sukhumalin  July 11, 2025

Balloon Loan

A loan with regular payments and a large final payment due at the end of the term.

by Sukhumalin  July 11, 2025

Interest Rate

The percentage charged on a loan, paid by the borrower to the lender.

by Sukhumalin  July 11, 2025

Debt-to-Income Ratio

A measure comparing a borrower’s monthly debt payments to their income.

by Sukhumalin  July 11, 2025

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Discover the essential real estate terms that will elevate your game and give you the confidence to navigate the market like a pro! Dive in and explore the terms that interest you the most.

Glossary Of Real Estate Lending List

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